:root {
  --bg: #f4f6f8;
  --surface: #ffffff;
  --surface-alt: #eef3f7;
  --text: #13202c;
  --muted: #5d6b78;
  --border: #d8e0e7;
  --primary: #0d5a49;
  --primary-soft: #e4f4ee;
  --accent: #c47417;
  --warning: #8c2c13;
  --warning-soft: #fff1eb;
  --shadow: 0 10px 30px rgba(17, 28, 45, 0.08);
  --radius: 18px;
}

* { box-sizing: border-box; }
html { font-size: 16px; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
}

a { color: var(--primary); }
a:hover { opacity: 0.85; }

.container {
  width: min(1120px, calc(100% - 2rem));
  margin: 0 auto;
}

.hero {
  background: linear-gradient(135deg, #0a493c, #0f6b56);
  color: #fff;
  padding: 3.5rem 0 2.5rem;
}

.hero__grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: 1.5rem;
  align-items: start;
}

.eyebrow,
.section-label {
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.76rem;
  font-weight: 700;
  color: var(--muted);
}

.hero .eyebrow,
.hero .section-label,
.hero__summary,
.hero__meta {
  color: rgba(255, 255, 255, 0.86);
}

h1, h2 {
  line-height: 1.15;
  margin: 0 0 0.75rem;
}

h1 {
  font-size: clamp(2rem, 3vw, 3.5rem);
  max-width: 14ch;
}

h2 {
  font-size: clamp(1.35rem, 2vw, 1.75rem);
}

.hero__summary {
  max-width: 65ch;
  margin-bottom: 1rem;
}

.hero__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1rem;
  font-size: 0.95rem;
}

.page-grid {
  display: grid;
  gap: 1.25rem;
  padding: 1.5rem 0 3rem;
}

.card,
.cta-box,
.ad-slot,
.disclaimer {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.card,
.cta-box,
.disclaimer {
  padding: 1.4rem;
}

.hero__card {
  color: var(--text);
}

.verdict {
  display: inline-flex;
  padding: 0.55rem 0.9rem;
  border-radius: 999px;
  font-weight: 700;
  margin-bottom: 1rem;
}

.verdict--yes,
.verdict--no {
  background: var(--primary-soft);
  color: var(--primary);
}

.verdict--conditional {
  background: #fff4d7;
  color: #8b5a00;
}

.compact-list,
ul,
ol {
  margin: 0;
  padding-left: 1.2rem;
}

.compact-list li,
ul li,
ol li {
  margin-bottom: 0.55rem;
}

.section-heading {
  display: flex;
  gap: 1rem;
  justify-content: space-between;
  align-items: end;
  margin-bottom: 1rem;
}

.section-note,
.muted,
.source-meta {
  color: var(--muted);
  font-size: 0.95rem;
}

.widget-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 1rem;
}

.widget-grid label {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  font-weight: 600;
}

.widget-grid input,
.widget-grid select {
  min-height: 44px;
  border-radius: 12px;
  border: 1px solid var(--border);
  padding: 0.75rem 0.9rem;
  background: var(--surface-alt);
  font: inherit;
}

.widget-result {
  margin-top: 1rem;
  padding: 1rem 1.1rem;
  border-radius: 16px;
  background: var(--surface-alt);
  border: 1px solid var(--border);
}

.widget-result.is-hidden {
  display: none;
}

.widget-fee {
  font-weight: 700;
  margin: 0.4rem 0;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
}

.data-table th,
.data-table td {
  text-align: left;
  padding: 0.8rem;
  border-bottom: 1px solid var(--border);
  vertical-align: top;
}

.data-table th {
  background: var(--surface-alt);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.two-column-card {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.5rem;
}

.metric-list {
  display: grid;
  gap: 0.8rem;
  margin: 1rem 0;
}
.metric-list div {
  padding: 0.85rem 1rem;
  border-radius: 14px;
  background: var(--surface-alt);
}
.metric-list dt {
  font-size: 0.82rem;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 0.3rem;
}
.metric-list dd {
  margin: 0;
  font-weight: 700;
}

.step-list {
  list-style: none;
  padding: 0;
  display: grid;
  gap: 1rem;
}
.step-list li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: start;
  margin: 0;
}
.step-list li::before {
  content: counter(step-counter);
}
.step-list {
  counter-reset: step-counter;
}
.step-list li {
  counter-increment: step-counter;
}
.step-list li::before {
  width: 2rem;
  height: 2rem;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: var(--primary);
  color: #fff;
  font-weight: 700;
  margin-top: 0.15rem;
}
.step-list li strong,
.step-list li span {
  display: block;
}
.step-list li strong { margin-bottom: 0.3rem; }

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0.75rem 1rem;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 700;
  border: 1px solid transparent;
}

.btn--primary {
  background: var(--primary);
  color: #fff;
}
.btn--secondary {
  background: var(--surface-alt);
  border-color: var(--border);
  color: var(--text);
}
.btn--accent {
  background: var(--accent);
  color: #fff;
}

.cta-box {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  background: linear-gradient(135deg, #fff7eb, #fff1d8);
}

.cta-box--secondary {
  background: linear-gradient(135deg, #edf7ff, #e3f2ff);
}

.warning-list {
  margin: 0;
  padding-left: 1.2rem;
}
.warning-list li::marker {
  color: var(--warning);
}

.faq-list details {
  border-top: 1px solid var(--border);
  padding: 1rem 0;
}
.faq-list details:last-child {
  border-bottom: 1px solid var(--border);
}
.faq-list summary {
  cursor: pointer;
  font-weight: 700;
}
.faq-list p {
  margin: 0.8rem 0 0;
  color: var(--muted);
}

.ad-slot {
  text-align: center;
  padding: 1rem;
  border-style: dashed;
  color: var(--muted);
  background: rgba(255,255,255,0.4);
}

.disclaimer {
  background: #fffdf6;
}

.site-footer {
  padding: 0 0 3rem;
  color: var(--muted);
}

@media (max-width: 900px) {
  .hero__grid,
  .two-column-card,
  .widget-grid {
    grid-template-columns: 1fr;
  }

  .section-heading {
    flex-direction: column;
    align-items: start;
  }
}